LOL Almost too detailed, like you have the masterplan on defrauding clients 
However its nothing as exotic as that, we ask for a signed engagement agreement with the director of the firm agreeing the fees. We conclude the account opening process. At that point we detach from the engagement send our invoice and receive our payment. The client is then entirely in control of their account including where they have their online access sent, cards etc. The majority of our clients are offshore centres so we would really be clocking up airmiles hoping to intercept all this mail.... Sheesh.
A simple service, for this very reason we are getting the website created and updated to allow for client reviews. Even then Im sure keyboard FUD warriors like yourself will insist that its probably our 2nd cousins. I can imagine you scratching your head while listening to a service that allows you to rent someone elses house online for a couple of days, pay in advance and be met at the property by a custodian of the keys... scam you would tell anyone who would listen while foaming slightly from the corners of your mouth.

Im not sure why this forum is so full of people who have no requirement of a service, who have not investigated it in any way shape or form are so willing to make an opinion based on zero facts whatsoever sound like a fact based on your experience or sterling reference work.

please every now and again dont just be your own echo chamber agreeing with everything you have to say... engage your faculties of logic.

thanks as always for your response though!