as I read in white paper Cryptoriya allowed users to exchange their any crypto curency in real time.
The users can spend or withdraw in the ATM and does not need to maintain a minimum balance.
I must say sounds good, unlike in my country you need to maintain a minumum balance of 2k 5k 10k peso but
if you have no money to maintain this kind of amount and you need the bank for remittance and now your card is closed,
now they have Cryptoriya is the first blockchain offer this to make a new platform an easy access and less effort.
yes this is good features we have here but they maybe will have problem will some regulation in some country cause at this moment not all gov. agree and legally accepted crypto as payment also some of them not support for crypto transaction. cmiiw
but after all this idea was kinda great it can cut a lot of rules just like you say
I think that is the reason why they come up with this project, they open doors to those countries that really don't understand why they need crypto as an alternative mode of payment. When they see the beauty of this technology to other countries who embraced this technological breakthrough, I believe that they will somehow understand the need to have crypto on their daily transactions.