I agree that crypto will make people smarter because if people want to earn money from the crypto, they need to learn about the crypto itself and they need to search in many sources so they can start to earn their money. maybe this will be difficult for some people because they have a risk to become scam but if they can accept that this is the part of their lesson then they will grow and they can get a good skill to earn money. and they can be able to learn many things related with cryptocurrency.