socialist gobldegook
fuck man
that makes my head hurt...fuck all that
Well, if you don't like that, you can opt for Medicare part C, and get a Medicare Advantage plan. The premium you pay for Medicare part B and part D goes directly to the insurance company of your choice. Depending on how good the coverage is, they may charge you a bit extra. The low end plans don't charge any extra. You can carefully pick a plan that will best suit your needs. Just be careful. Although many aspects of the coverage may be better than what you would get by having the straight government plan, some are worse. For example, with straight Medicare, the copay for a medically necessary ambulance trip is between $80-150.00. With most Medicare Advantage plans, the copay is between $200 and $300. However, in the end, it is probably a better customer experience for you. Usually dealing with corporate bullshit and red tape is less stressful than dealing with government bullshit and red tape.
To be blunt, my finances are a horror story. I truly am REKT. My cryptocurrency portfolio has never been large. We are talking less than 1 BTC worth ATM.
Also, everyone knows the saying that those who can't, teach. Definitely applies to me when it comes to retirement. I have jack shit saved up for retirement and I am 50.
I basically live paycheck to paycheck and the balances on my credit cards increase monthly. I have been working the same job for 15 years and I am probably way overqualified for the position. I hate to admit it, but I am truly an unmotivated loser. What has been nice, starting in November of 2017, is that I did get to cash out on my cryptocurrency profits to keep my head above water. Unfortunately, that well is going to dry up rather quickly. Especially if the BTC market keeps going with the current downtrend. Sometimes I'm just tempted to liquidate all my meager cryptocurrency holdings right now. However, a part of me wants to hold on for as long as possible because quite frankly, it gives me a little ray of hope that maybe things will turn around, and I can delay the looming bankruptcy filing indefinitely.
I will probably regret this posting, since I have bared all to practical strangers. Oh well, at least it was a little therapeutic to have my own pity party.
oh man...dude
feeling it, I am similar age, seemed like we had it going on for a minute there, now its back to attics and crawlspaces, and the alcohol doesn't dull the pain like it used to.
I gave up drinking 9 years ago. However, these charts are making a trip to the liquor store seem like a really good idea.
