The usage of Pay IDs instead of having to remember long account numbers is something that banks are already rolling out, it can be a feature that could set TWIST apart though in this space of the market, features can often be copied unfortunately so I hope that TWIST will find other things to distinguish itself from the competition

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Must say that price has been slow improving so that is always great to see

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Pay ID's are already in existence. On bitshares you send via the usernames which is easy to remember. EOS will also bring something like that.