Lots of 'issues' with TenX but listen to the most important thing Juilian has said: At ICO governments didnt care about crypto (because they didnt take it seriously. Now they see its legit and are trying to regulate. Tenx is caught up in a legal gray area and it will just take some time to sort it out. Hold on a bit longer.

Also these guys want to make a quality DIRECT transaction crypto payment system, not an instant exchange card (like the competition from the pic above) which relies on a central server to exchange your coins for fiat on the fly. To me it sounds like theyre pioneering something and we are way past the days when all it took was an apple to fall on your head to make something new.