All investments are risky. And I also agree that investment in Bitcoin is much riskier than just investing in your banks. On banks, you have a safety net that, there are still risks but just mitigated since there is a certain percentage of growth annually, you also have a financial adviser since you are investing through your bank. For Bitcoin, you should be able to equip yourself with the knowledge and skills sets necessary for you to be able to manage your investments, the risks are much higher but once you get your returns they are much bigger as well.