If you put your money in a bank it's going to be safe as long as the bank doesn't go under but you won't gain a lot. Just crypto is more risky if we do not understand in the world of crypto of risk, the cryptocurrency is definitely higher than the risk of bank investment, but in terms of rate of return, the cryptocurrency is definitely higher, depending on whether you dare to take risks. But they give you total guarantee your money is safe and the interest is guaranteed as well. BTC