1) ICO means selling equity, and we don’t want to be sold to some giant. We already declined few offers from big insurance holdings to sell-out. We believe we make a billion dollar business, and want to stay independent.
2) One of biggest losses for insurer ic Customer Acquisition Cost (CAC). CAC can be dramatically high, sometimes up to 500$ per client. Using tokenized economy and incentivizing our users to become (and remain) our clients and good drivers, we cut CAC by more then 10 times.
That’s why we need tokenized economy, not stocks.