Tell me, when on someone else's property, and you see security personnel (or the home owner with a gun), do you feel a jolt of adrenaline?
See... here's the thing. I have indeed encountered a a strapped homeowner. And because I trusted said homeowner, I was glad to see that he was carrying. My ex-fiance's father had more guns than the average Branch Davidian, and was never more than a few steps from one (not due to paranoia, Just had a lot of guns) And I felt safer in his house than I ever do on the road, despite the fact that I was not high on his favorite person list.
The one time I have felt uncomfortable with a homeowner and his firearm, said homeowner was, you guessed it, a cop, and viewed his guns as
toys. I did not feel particularly happy that he was allowed to have them in the same house as his two daughters, let alone me.
A county in Tennessee has fire services which are opt in. This is obviously what you want. One guy opted out and the fire department did not save his house. This raises two interesting questions:
Opt in doesn't mean this choice or nothing. It means this choice, or that, choice, or that choice, or nothing. Options... of which there were none. They also refused to provide services unless he paid back-pay, up front. That, my friend, is extortion. Done by any other group, they'd call it by it's name.