I still believe in the 20% strategy because that is what working for me right now. I think 20% from the real job salary must go in the savings no matter what happens. Then another 40% must be kept aside to spend on family needs and then whatever is left like 40% can be invested in the crypto currency.
Now same thing can be done with the crypto currency profits also. I mean save up the 40% from the crypto because off course whatever we earn from them is always huge and thus putting rest back into he crypto will be profitable.
That is not a bad strategy but in order to perform a strategy like that you need incredible discipline not only from you but from your family, you must understand that most families around the worldare living paycheck to paycheck and they do not even save 10% of their money but you want them to save 20% and that an additional 40% is used to invest in cryptocurrencies and that is not going to happen.