Yes, I'm unable to push forward this idea due to lack of funds as of now. Thank you for offering a good alternative measure. Even though I'm not entirely sure if universities would like to collaborate or sponsor the project without a working product first.
That depends on how you frame it: As a business or as a project in development in which they can take part, and which could possibly offer them other benefits as well. Such as the opportunity for scientific evaluation or just building a reputation for being innovative (with their ministry for education or other institutions, depending on the country).
I think the best approach would be to get in touch with friends, friends of friends and other contacts who work at a university and find out in a one-to-one conversation if this would be an interesting project for them and their department. You don't need to sign up a whole university first - one department or sub-department would be a good start.