Yes but marketprice (about 1$) is made by investors that want to sell absolutely today because they don't understand what's happening, not Etherbanking. Team is going to do something to correct this and give the opportunity to the investors to have immediately the same marketprice.

Don't forget that same lucky investor bought the coin at 0,1$ in the first days, they bought a lot of coins and selling them today at 1$ is already a good profit. They are not a lot of people of sure and this overselling will be reduced day by day.

Some investor is trading too, selling for 1,1$ and rebuying for 0,96$. This phenomenon help to keep the price low.

If Etherbanking removes the 15$ inside the platform and goes to 1$, investors will sell for 0,001$, because in the exchange not there are not interested buyers NOW. It's too early.

And market fall down too much to continue to pay by Eth or Btc.

Other lending coin failed when the market falled. But Etherbanking was not a lending coin, but a coin who used lending to start to build a first community.

The lending contract told us that interest could be ZERO if the market is not good, so they could easily tell us that market is down and interest can't be paid.

Instead we are gaining the daily interest, of course is not the time to take the profit, but to save Ebc coin. Whenever the market price goes over 15%, we'll have an other good profit on it, and I am pretty sure it will not request so much time.