By plan i mean when do you plan to cash out. Is it when you have made enough to buy a car, a house maybe? or are you setting your sights higher?
Personally i'd just like to own my own home, after that i would just play with spare change.
That's your choice buddy but every one of us has different choices. In my side when I earn from bitcoin I will pay all my credits so that some of my worries will leaser and I will treat my whole family for a thanks giving blessing that I recieve. That's what I think when I earn this furom.