By plan i mean when do you plan to cash out. Is it when you have made enough to buy a car, a house maybe? or are you setting your sights higher?
Personally i'd just like to own my own home, after that i would just play with spare change.
I am planning to start a business when the prices of my coins increase to its highest level and in this way i can manage to have more income monthly in order to sustain my daily needs.