Wrong, we need more utility for ICN... They are already implementing utility for the fund managers side, but now they need to implement it also for the user side, because that is the side, that can boost the ICN price up. If anything can boost the price of ICN now, because it is taking them too long and are losing investor confidence in their coin.
Fiat gateway is super important for this project.
Now all we need is also huge marketing campaign to meet at the moon