I think we do as the old monetary system has proved itself to be a failure so really do need change and that is the blockchain technology as it is unmistakably simple, helps us cybernete the usual content as the registry on Blockchain allows the establishment of "smart contracts". With a reduction in manual operations, this can result in increased transparency in the execution of any type of digital contract plus transactions are without an intermediate and finally value transmissions are secured by asymmetric cryptography. Each operation is done carefully to protect your finances.