Actually, I'm an English teacher in Saudi Arabia.

I remember the internet before http
I remember emails before smtp
I remember instant messaging before they could cross communicate.

I also remember Beta vs VHS. The superior platform lost...not due to performance, but due to misinformation and marketing.

I loathe paying fees to banks. I cringe every time I exchange currencies. I am frustrated by the days it takes to transfer money. I am very leery of fiat currencies.

I see that Ripple is a better 'mouse trap'...that's open source...and saves me and everyone else a buttload of money. I would hate to see it fail for a non-legit reason. I have...and will continue to...research the hell out of it. Thus far, I can't find any chinks in it's armor. If you can point to something specific, and provide verifiable evidence to support your position, for goodness sake LMK so that I can get out....