I agree with you. It's a stupid act to put money in the bank. Most countries in the world are printing money crazy, our wealth is constantly shrinking, Fiat is inflation every year. This is why I joined the encryption world, where we can find a better way to hedge.
If someone keeps lot of money in the banks then he is a total stupid because those money will lose its value in the few years so we have to keep it in the form of investments like in gold or other investments like stocks and crypto.But in my opinion keeping in the gold will give very low profits so we have to pick up the risky investment like crypto currency to make more reap.