Hear me out: I think we got too popular too fast. The normal person on the ground would expect to use crypto much more for daily-life transactions but this is not currently the case. Maybe we needed some more time for the technology to mature (no scaling issues, slow transactions, etc) THEN the normies come in. Right?
Yes, the Crypto market has grown so fast and it seems to be out of control. Whales have taken advantage of that to manipulate the market with ease. In addition, hackers take advantage of the opportunity to infiltrate the accounts of investors to steal their money and many fraudulent ICO projects sprout.
I think the Crypto market needs a big adjustment. It should be protected and the law should be involved in transactions and investments.