(Just read through all of the arguing.  Good.  That's why this forum is better than Discord.  I've seen people get banned in Discord for simple things like just disagreeing to larger things like posting facts.  Keep steering people to Bitcointalk everyone!)

Just installed the ZERO wallet...  there is no password feature, anywhere? No "Encrypt Wallet" feature? Nothing in the text menu. Am I missing something?  This doesn't seem very secure at all.

As an example to test things, like in other wallets, I created a new receiving address.  In other wallets a password is required to do so. No password dialog popped up.

And I wrote it elsewhere, however writing again.  The next wallet update needs some help.  Examples would be animations on the splash screen so it doesn't appear frozen and removing the large green bar after the wallet is synced.