Check out DCC or Distributed Credit Chain buddy. In my opinion, it is very promising. Why they are the future of banking and finance. Everyone of us is using bank every time. Imagine that this project will run now and that many banks are their partners? That is total great! DCC aims to break the monopoly of traditional financial institutions and to return earnings from financial services to all providers and users involved in such services, so that each participant who has contributed the growth of the ecosystem may be incentivized. I believed that this is great. Try to look it yourself buddy http://www.dcc.finance/