The main thing is that this project is not fraud, because the idea itself is very interesting. It has practically nothing to do with those zegtralizovannnmi banks that exist in our view. There are general practical issues that this bank is able to solve and it will not in any way violate the decentralized principle of the crypto currency. I, it turns out, missed this ICO. It's a pity, I wanted to participate in it.
Thank you! This project indeed is nothing like the current banking/central banking model we see today. XOV will put the power in YOUR hands with your deposits. With reserves on the blockchain and able to be audited in real time.....try doing that with Tether!
There is still an option to participate for you other than exchanges. Visit
www.xov.io, click "exchanges" and then email Max (you'll see the link) about how to participate in ICO pricing.