Always include to your budget the savings and investment. Spreading your asset into many option will keep you from having a successful investment.
A good diversion it is. As they say don't put all your eggs in one basket, learn to diversify so you can have something to keep in your pocket. This thread is so timely as many of us don't know how to save up for their future. They just keep spending a lot without realizing that they spend more than what they earn so in the end they're in totally debt. Know what your needs over your wants.