I can understand this point of view and also think same that seeing the speed of crypto becoming popular. Now more and more projects to take it to masses aslternative payments way will succeed to make its way even without need of VISA/Mastercard. At least at this stage if early adopters are able to use cards services this will also be great. Monaco team is doing hard work which should be appreciated. Partnerships and collaborations will play key roles and this is going to happen.