For me its bitcoin that is more risky because its in digital form and hackers are very active about learning how to hacked accounts and hardware wallets. They are much improved as technology upgrading. But bitcoin is much more profitable ten times than the bank and its decentralized.
everything is risky even though it is a bank or a bitcoin unless you gain knowledge before you invest. everything must be research and identify before doing it because you will be the one who suffer if you just go with the flow without knowing anything on this. so you need to be more smart
Risk is is present everywhere, but if we have good management and study about the market, we need to have good trading experience and through this way we can reduce the risk in trading. I think investment in crypto currency is a good decision but it is a risky investment if you do not have any experience in crytpo trading.