Yeah, bitcoin is much more risky than bank investments, but it's worth it, because bank investments will earn you nothing like bitcoin would. so i would say the risk is what it
Aside from interest from deposits, some banks offers invesments like time deposits, UITF, bond and stocks. But it only earn some interest after a year or more and risk is munimal. Bitcoin and other cryptocurrencies provides bigger earnings but it is more risjy than banks. Before investing in crypto, study it first then learn how manage the risk.