I am worried that "hodling' mentality of Bitcoin users, in the end, will be a very big problem and the reason for low BTC adoption.
It's not a problem. People care about one thing only, which is seeing Bitcoin's price go through the atmosphere, and that is exactly what is happening.I think eventually, when the price becomes stable, and we have easy to use Lightning clients, the currency aspect will crawl back up. It takes time.
Now Bitcoin has a relative stability of 7.4K-7.8K. I think that investors are not interested, too little profit up to 5%. Many are used to a minimum of 10%.