To answer that question, you have to ask yourself what you are looking for. Getting involved with bounties doesnt require any investment outside of your time. I think this is a good option for someone to start understanding how wallets work, reading white papers, and understanding what makes a good project. If you want to get involved with a financial investment, think long and hard about the projects you want to invest in. Lucky for you, prices are pretty low right now if you go that route.