I wonder how many cryptocurrencies that can be use here? I also want to join this

as per my own understanding in the crypto riya project platform the crypto riya's wallet can hold different forms of crypto currencies in just one wallet and can hold up huge amount of crypto currencies. it is not being stated but i think that it can hold all off the crypto currency of the owner.
As stated in their white paper cryptoriya card can hold up to 1600 of token/cryptocurrency that it can be exchanged from crypto to crypto, crypto to cash, crypto to bank and crypto to card... And some of this feature has zero fees, but i didn't know exactly which of those are free i guess the crypto to crypto feature...
What is the guarantee that the money sent will be received by the intended recipient, and it would be detect all the errors?
Is this effective to detecting these? and that so thank you blockchain.