cryptocurrency can be used for asset rather than money but most of the merchants are accepting due to merchants acceptance bitcoin is used as money
We can actually use cryptocurrency whatever we want, but one of its true vision is that to use it as a way of transaction in buying and selling, remitting money, and of course investing it, it is up to us how we are going to make it but of course since we want the market to grow so we are using it by simply holding so it will grow more.
We cannuse crypto as money. Yet I believe and I am with you it is not ideal to use at money. The volatility can only be used as an investment benefits and advantage.
Maybe if someone could copy bitcoin and make it less volatile then it can be use already as one.
That will need a lot more work.