Great project Looks like a very interesting project. Creating a crypto bank it a little "suspicios" as crypto pretty much is trying to stay away from banks.
This is a common repost however i would like to reflect on it given the current market situation. The goal with crypto currency was to create just that, a digital currency. With the volatility involved in the current crypto space there is no way it will serve it's primary use, being a currency. This is the situation XOV is looking to address. We don't hope to be another crypto asset; rather a worldwide digital currency that can be used on a daily basis.