Seriously? You just relax while the one you have debt with is worried when you'll pay because he might need money and even you think he doesn't need the money you still have to pay. And the rule of life is live without debt so pay your debt and live your life worry free.

As per OP, if I have debt of course I make sure even little by little I pay the one I owe money. They help us when we need money and it's our obligation to pay them back even nothing will be left for us.