This is insightful, one needs to cultivate the habit of saving and setting goals.. Saving can be very hard especially for minimum wage earners, but one can still try.
For real, it is a habit that needs to be cultivated and that comes with a lot of self-discipline and the need for one to know the importance of having goals and planning everything possible to achieve those goals.
For instance, having a goal where you have at least 5 businesses for multiple streams of income coming for you will make you to realize the importance of saving towards that and would give you a guideline as to how to sacrifice now for the future. Savings is not hard as long as you can limit your expenses or cut your coat according to your size.
If you cannot afford to live in a 3 bedroom, do not; if you cannot afford a lambo, then don't; it is important to always live life one can afford. For those who like to impress, the problem is that in one's old age, they won't be there when such a person is living in penury. Planning for the retirement age starts from when you are still young.