It requires a huge amount of luck to turn your $200 to $5000 within 30 days. Imo it's better if you save the $200 and focus on looking at other options to pay your loan. If you have some service that you can offer you can check the
services section. I don't have a lot of ideas in making money but you can check this
old thread it's a guide about making 1btc in less than a week through trading nothing is guaranteed but I hope you can learn something out from it.
Theres no way you can make x25 trading or even gambling
You might get luck 2, 3 or even 5 times, but then you will loose it all
With gambling there's a way but it's not recommended for OP's situation.