Basically the credit will not be lost and the bank has moved the world of crypto in order to provide loan funds through crypto currency at a certain percentage for different times of these projects after fulfilling the terms of their contract. 
If the Bank, all transactions are transparent, then of course it can easily move to a system of the blockchain and start to introduce the payment of bitcoin and tokens, but we know that not all banks are net game and have a lot going on that we don't know yet, but we will as soon as all the main processes will take place in the field of blockchain technology.