I think they should be exempt from even that if they're poor enough.
This is the main problem with this whole idea: how do we establish who is "poor enough?" Back in my country, it was fairly customary for children to live with their parents, even after they are married, and only get a place of their own much later. Usually that would be an apartment. Sometimes we had whole families living in the same house for generations. Here, everyone wants their own house, and if they lose a job, they're homeless. This is why I don't get the issue with foreclosures being portrayed as such a horrible thing. I would say, move back in with your parents, and use your family for support, or at least downgrade to an apartment, but it's being shown as this terrible thing that will leave families out on the street.
My point is, what do you use the basis for being poor? Someone who makes $10k a year or less? Someone who would be considered poor in India or Somalia?
On a mailing list I am on, some guy posted an off-topic e-mail asking if anyone had a spare computer to donate. When pressed for more info, he revealed he got an old video game for his birthday, and his computer was not powerful enough to play it. It was pointed out to him that all he needs is a $30 to $40 video card for what he needed. He explained that he lives on SSI in an assisted living apartment, and has the government paying for his apartment, and giving him food stamps and $110 a month as a social security check. Then he explained that of that check $97 goes to pay for his cable and internet. It was suggested that he either go without that for a month, or better, cut his cable and just keep the internet, downloading the sows he watches or watch them on Hulu. He was rather upset and angry that people wouldn't help him and give him anything, instead giving him useless suggestions, and was coming up with excuses for why he needs to keep paying for his tv. Now, he's someone who only makes $110 a month, but has his food and shelter provided for him. Compared to some of the poor people in other countries, he's doing pretty well. Considering he can sit around at home and watch TV and surf the web all day, he's doing REALLY damn well. It'll be at least a decade or more until I save enough to be able to do that too.
Anyway, sorry, went off on a rant. That guy is poor, but he's also feeling rather entitled. My parents, on the other hand, make six figures each, but have about $20,000 a month in bills, and support my sick grandparents on my mom's side, and my family back in my home country. Both of my parents are working extremely hard morning to night, have only one old busted car between the two of them, and my mom sometimes can't afford to buy new pantyhose. After all expenses, their remaining money every month is also maybe $100. Are they poor?