I think that RIPPLE is not the best coin for investing, because it has a very large capitalization, and that on its basis want to make a payment system, then this news I was not very impressed!
Altcoin plays an important role. But for altcoin there will always be. Rotation will take place continuously. Some coins will disappear, others will appear and some coins will safely take their place and there will be as many cryptocurrency markets as there will be.