Ubcoin will allow Ubank users to spend their fund in your OWN marketplace, pretty good. I dont want to say that you are greedy but i'm not sure the idea is interesting enough, I need to do research about this project. anyway, good luck!
of course there are many questions about the future work of the project. But you can always contact the development team and I'm sure they will always help you better understand this project.
Yeah, they can be asked for clarification, though I believe they have posted some information needed by investors and users, though some broad information are only asked to them.
Yes, if you have any queries about the project or you doesn't understand anything about the project then you must have to ask questions to get the deep understanding about the project. This is the only way you can get the answers of your queries.