Why don't you invest in upcoming ICOs with good potential? that way you don't have to take the loss straight away and you will still have a chance of recovering. There are interesting tokens such as Aethion and Menlo One which are by far the best choices imo.   This interview with Menlo's CEO helps shed some light on what the token is used for and how it will change the way we view ICOs https://www.youtube.com/watch?time_continue=884&v=Rw1QBpBYE6o