What is the Problem that ​Blüpass​ solves? Carriers and providers pay overhead due to fraud and problematic HIPAA Privacy and Security regulations. Inefficient billing and electronic medical records lead to a delayed consumer claim process. Overall, transactions among all three entities: Carriers, Providers, and Consumers are inefficient, expensive, and susceptible to fraud.
 
How does ​Blüpass​ solve it? Blüpass will use Smart Contracts to solve the inefficiency between providers and carriers.  We place the consumer in control of data sharing and claims processing.  We will also partner with third party solutions in EMR (Electronic Medical Records) and Identity Management to eliminate fraud from the system. 
 
What is the technology behind it? Blüpass uses Ethereum platform to generate these two types of Smart Contracts. Blüpass is creating a unique protocol that governs the interaction among multiple Smart Contracts. Blüpass uses BLU tokens in its digital ledger. Accounts for Carriers, Service Providers, and Users are maintained in Blu tokens in distributed ledgers.
 
What is the team behind ​Blüpass​? Our vision requires collaboration between sectors from provider, consumers, technology, carriers and insurance specialists.  Blüpass consists of team members that have worked in all of these domain backgrounds.
 
How does this benefit the consumer? Token holders will have unique access to the Blüpass system.  Consumers can grant access to health records in real time for clinicians and providers.  They can also rate providers, carriers, and products.