Bankera deceived everyone. They collected money, lowered the price to the floor and is not clear what they are doing now. Fact on the face. This is a scam project, I do not advise anyone to invest money in it, you will lose it.
i was bought this shit and i agree with you. but i still hold.
keep in mind that cryptocurrency "investments" if you really want to call them that are the equivalent of the era of the Gold Rush during the Wild West in United States history.
All cryptos are down, all of them. Take a look at the original Bitcoin... 20k at 4th quarter 2017, down to below 7k now. If anything, the lows present a good opportunity for buying.
Also, relying on the bitcoinforums or ANY forum for crypto investment advice is like trying to ask horses at the racetrack which one of them is going to win. You won't get a good answer from any of them, just a bunch of snorts and farts. I think the bitcointalk forum is pretty good for dealing with code problems devs are having, but as far as reliable investment advice goes, do you really think the 49ers of the Gold Rush era relied on complete strangers for advice? No... they took their chances with "California or bust" attitudes.
So... build a couple full nodes of some coins that you find interesting, read the forums (here or wherever) that have info about code development. Read the debug files from those full nodes and get a handle on how the system works first. If you don't have time to approach it that way, then investing in cryptocurrencies is like playing slots at the casino. You never know when it's gonna hit, but it eventually hits, just maybe not for you.
The cryptocurrency era may eventually fade away like the dot com boom, and only a few strong developers will survive, as it evolves into something completely different.