Hi, ! I believe that this idea is pretty a commercial investment currently.
And what are the projects that are not commercial? And in General, I believe that the entire crypto market is purely for speculation created. After all, no one has a working product of the present. Although this project may succeed in the future, no one can know for the future. Only time will tell.
Unfortunately I noticed in crypto space lot of project growing due to marketing without a great tech behind which improves something or solving a problem (BitconCash is an example and many ICOs)... But in the same time when you have a great product which can change the market as WebDollar is for mass adoption of crypto currency, you need also to use commercial to spread all over the world the utility and innovation of the project even for those which are not too educated in crypto and blockchain terms.