So you're saying that agencies, which advertise now, and offer affordable rates now, would be less affordable, when they had more services to offer, and thus more revenue, with the same advertising budget?
I'm saying that you'd have even more industries producing even more pointless advertising (which is inherently coercive and dishonest, by the way) if everything was privatized. And we, the customers, end up paying for the privledge of being annoyed, coerced, and openly lied to if we want to use those products or services. I have no idea why he brought up insurance.
Well, no offense, but your ideas were tried. They didn't work... and catastrophically so.
There were many, many mitigating circumstances, a few of which I've already gone over in this thread, that seriously contributed to that. Even excluding all of those caveats, though, it isn't nearly as clear-cut as you make it seem:
http://foreignpolicyblogs.com/2009/11/03/better-red-than-unfed-a-survey-of-post-communism/