Only leave deposited in a bank what you can afford to lose.

I have to remember this, great!

That said, I still have the majority of my net-worth in fiat on the bank ... but it is not near the insurance limit, and in case a global Cyprus happens, I'm sure that the appreciation of my bitcoins will outweight the lost fiat by far.
Don't be so sure. I only have deposited at a bank what I can afford to lose. The rest is in stocks and crypto.