Ydentity is the world’s first risk identity blockchain token based on cognitive neuroscience to evaluate risk and provide a predictive model for customer onboarding and risk underwriting. Ydentity risk profile token could provide a new underwriting instrument for several markets including but not limited to insurance, investment, social networking, dating and gaming.
Ydentity risk profiles are classified into three categories:

• Risk Averse — refers to Harm Avoidance (HA)
• Risk Dependent — refers to Reward Dependency (RD)
• Risk Taker — refers to Novelty Seeking (NS)

The Ydentity token is implemented on Hyperledger Fabric, a secure, enterprise grade, permissioned blockchain, using a smart contract service interface to interact with client wallets, distributed ledger infrastructure, and external systems.


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