I understand that cryptoriya is multi functional wallet that can house multiple number of tokens and also have the ability to instantly convert tokens into cash, this means cryptoriya can be link to bank account for withdrawal of fiat to personal bank account?
This is similar to shapeshift in services?
Not really linked since you won't be providing information ton them unless you are actually withdrawing. The process is discussed in the whitepaper saying that you just need to go to the platform, fill in the details, and your tokens could be sent as cash into a debit card,or to a bank account, or to the cryptoriya card.