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From Paxum's web site, main page:
Transaction Personal Account Business Account
ATM Withdrawal $2.00 $2.00
Peer to Peer $0.25 $1.00
Wire Transfer $50 $50
Granted you'd have a visa/mastercard that you can use to spend money from your Paxum account, but $50 is a bit much to move cash from one place to another.