Once the person who owns bitcoin and no one knows about his private key, we can say that all has gone. Because once we did not recover our password we couldn't retrieve our earnings for it is on the secure storage. Better to take care in organized way your wallet.
This is the risk of losing your private keys or if you dont have any backed up about your wallet because there is no way to recover your loss, so you have to be careful on protecting your details. So many cases like this, learn from that costly mistakes.
I always keep my private key at google driver with 2Factors Authentication. Anothers backup it at dropbox. I don't want risky like losing hardware when meet virus.