Thank you for reading. I'll make it short and sweet. Buying bitcoin costs 1% on America's most popular seller, coinbase. I have heard that others charge as low as .5%. From a consumers and currency standpoint, why would the consumer pay to buy bitcoin to use it as a currency when they could easily use their credit card and GET PAID upwards of 2% on every transaction. I understand that bitcoin is cheaper for the merchant, but it looks to me like it is more expensive for the consumer. I would really appreciate an answer thank you.